Asked & Answered
I'm on My Spouse's Health Insurance. What Happens After the Divorce?
For many people in a long-term marriage, health insurance is something they rarely think about—it's just there. But in a gray divorce, the sudden loss of that coverage can become a terrifying and immediate crisis. You’re worried about finding affordable insurance, the possibility of being uncovered, and how a health issue could suddenly derail your financial stability.
Your health and well-being are paramount, and securing healthcare coverage is a critical step in your transition to a new life. We understand the urgency of this issue and integrate it directly into your divorce strategy. We’ll guide you through your options so you can make an informed decision without panic:
Evaluate Your Options: We clearly explain your choices, from COBRA continuation coverage to plans available through the Affordable Care Act (ACA) marketplace or new employer-sponsored plans.
Factor Costs into Negotiations: We help you consider the fact that the future cost of your health insurance needs to be a consideration for you in spousal support negotiations.
Ensure a Seamless Transition: We can help you time the divorce decree so that you have no gaps in your health coverage, giving you one less thing to worry about.
Losing health coverage can be a devastating financial blow. By planning ahead, you can transition smoothly to a new plan with the confidence that your health is protected.
Let us help you secure your health and your future. Call us today to discuss your situation in a confidential consultation.
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